Latest finance & market news

Mutual Fund SIP returns: Can you still lose money after investing for 10 yrs? How small-cap, mid, large-cap SIPs fared

Even a 10-year SIP could deliver losses, with small-cap indices recording a worst-case return of -0.13%. Edelweiss Mutual Fund data shows mid-cap SIPs delivered the highest averag…

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Cash deposit vs gift tax: Why a ₹10 lakh bank deposit may attract scrutiny while a ₹50 lakh family gift can be tax-free

Cash deposits of ₹10 lakh or more in savings accounts can be reported to the Income Tax Department, while parents can gift ₹50 lakh or more to children tax-free. Know the cash d…

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Sold a property at a loss? Can you offset it against gains from shares or mutual funds? What tax experts suggest to do

Sold a property at a loss? Income tax rules allow you to offset certain property losses against capital gains from shares and mutual funds. Know the rules for short-term and long-…

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Received gratuity money after leaving your job? Experts explain the tax-free limit; when you may have to pay income tax

Received gratuity after resignation or retirement? The tax-free limit for most private-sector employees is ₹20 lakh, but the entire payout may not be exempt. Know how gratuity ta…

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Post Office vs FD vs Arbitrage Fund: Which one offers best post-tax returns? Compare risk and liquidity before investing

Post office deposits, bank FDs and arbitrage funds differ in post-tax returns, liquidity and risk. A ₹5 lakh investment could earn more through arbitrage funds in higher tax brac…

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Actor Sonu Sood to earn Rs 3.52 crore rental income from Versova commercial property leased to Bokka Coffee

This rental deal marks the second such deal by actor Sonu Sood. Earlier this year, the actor had given a commercial unit in Trade Centre BKC, Bandra East, Mumbai on rent to leadin…

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EPFO Vishwas 2026 scheme: How penalty on employer for late PF contributions can be cut from 37% a year to 1% a month

Under the EPFO's VISHWAS, 2026 scheme, employers can settle delayed PF contribution penalties at reduced rates. This scheme allows penalties to be lowered from 37% per year to 1%…

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Need ₹10 lakh emergency fund? How to split your money between savings accounts, FDs and mutual fund? Plan by experts

Have ₹10 lakh set aside for emergencies? Here's how to divide it between savings accounts, fixed deposits and liquid mutual funds to balance easy withdrawals, capital safety and…

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Gen Z doesn't need a 30-year SIP for retirement. They just need to get the first seven right.

Instead of demanding a intimidating 30-year commitment, the ‘First Seven Framework’ encourages Gen Z to aggressively build their retirement foundation during the first seven years…

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Insurer loses appeal over ₹17.99 lakh dengue claim rejected on waiting-period grounds | What commission said

Delhi’s State Consumer Commission dismissed HDFC ERGO’s appeal over a policyholder’s denied claim for dengue treatment. It ruled that a 24-month waiting period for specified illne…

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Flexi-cap mutual funds: Only 4 out of 37 funds delivered 8%+ SIP returns in 3 years. How did your fund perform?

Only four of 37 flexi-cap funds delivered over 8% annualised returns on three-year SIPs, while three posted losses. ITI Flexi Cap topped the list at 10.16%, while large schemes su…

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Mutual fund, SIP investment: Large-cap vs small-cap — Where to invest new money this Diwali, Dhanteras? Experts views

Large-cap mutual funds look relatively attractive on valuations, while small-cap funds lead in returns and inflows. With Diwali approaching, experts explain how investors should w…

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NPS to OPS migration: What pensioners and their families need to know about revised SOP rules in case of death and disability

The Central Pension Accounting Office has announced a revised procedure for pension migration from the National Pension System to the Old Pension Scheme. Eligible pensioners must…

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Builder promised 1,395 sq ft flat, parking, compensation in return for property, then issued notice demanding Rs 30 lakh; landowners win over Rs 1.22 crore relief

While the landowners were given physical possession of the flat in May 2018, the developer failed to pay their share of the stamp duty and execute the registered Permanent Alterna…

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The big business of Bollywood sequels: Why studios bet crores on established franchises and what lies inside their plans

Bollywood sequels can substantially grow a franchise’s worldwide collections: Dhurandhar 2, Gadar 2, Stree 2 and later Drishyam films all out-earned their predecessors. 

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Online frauds: You were alert but lost money due to bank's error? Key RBI rules on bank liability, customer compensation

Lost money to online fraud despite not sharing an OTP? RBI rules specify when banks must refund customers and how banks' liability is determined. New directions from January 2027…

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Husband wins divorce case but ordered to pay Rs 36.25 lakh to wife: How Patna HC applied Hindu marriage law on cruelty and permanent alimony

Husband gets divorce under reciprocal cruelty grounds available under Hindu Marriage law but with Rs 36.25 lakh permanent alimony; Patna HC order explained in this article.

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DR hike for pensioners: As government delays release of dearness relief and arrears, Bharat Pensioners' Samaj urges cabinet secretary to intervene

Dearness relief hike: The Bharat Pensioners' Samaj has formally addressed a letter to the cabinet secretary concerning the urgent need for a dearness relief hike for pensioners. T…

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Titan Company up 17% vs Kalyan Jewellers 13% — Two biggest jewellery stocks in a year | How do mutual fund bets differ?

In the 1-year period, Titan Company and Kalyan Jewellers India have delivered returns of 17% and 13%, respectively. However, their mutual fund ownership reflects contrasting inves…

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Gold rate and silver rate today (October 22, 2026): Check 24k, 22k, 20k and 18k gold jewellery prices from Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers, Tanishq & IBJA in Delhi, Mumbai, Hyderabad & more cities

Gold rate today: Gold prices for 22k jewellery decreased in various cities like Delhi, Mumbai, Chennai, and Kolkata. The India Bullion and Jewellers Association announced lower in…

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Income Tax Act 2025: Old refund claims and pending assessments won't end with the new law — what changed from April 2026

The Income Tax Act, 2025, replaced the 1961 law on April 1, 2026, but outstanding tax dues, pending refunds, and earlier assessments do not automatically disappear. Here's how bot…

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5 money lessons from ‘The Art of Spending Money: Simple Choices for a Richer Life' by bestselling author Morgan Housel

Morgan Housel’s The Art of Spending Money argues that good spending supports personal happiness rather than status or approval. 

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ICICI Bank to revise savings account select cash transaction charges from December 1, 2026: Which customers need to pay more now

ICICI Bank plans to revise service charges for its savings account customers starting December 1, 2026. Customers will still enjoy three free cash deposits and withdrawals each mo…

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Retirement planning: Is your portfolio ready for a 25% stock market crash?

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